
By operating On Line Health and Safety you can achieve:
• Legal Compliance and peace of mind
• Control / Reduction of Employers’ Liability Insurance Premiums
• Reliable Claims Defence
• Keep up to date with changes in the law.
Our claims management team specialise in calculation of losses for material damage and business interruption claims, buildings reinstatement valuations and most importantly, negotiation of settlement with insurers and or loss adjusters.
We also provide loss mitigation advice, defence of EL and PL claims as well as recovery of uninsured losses.
We have a team of highly qualified and experienced claims consultants operating throughout the country who report to our head office in Fulshaw Hall, Cheshire.
Our personnel have recognized professional qualifications including FCILA, FCII, and ACII diplomas, demonstrating expert knowledge in policy analysis and claims negotiation. They have dealt with a combined portfolio of over 25,000 claims enabling them to handle any claims situation which may arise.

Negotiation with insurers and their loss adjusters
We will ensure that the maximum fair settlement under the terms of the policy is negotiated with your insurers or their nominated adjuster. Because of our claims consultants’ wealth of experience key personnel in leading offices of insurers and adjusters are well known to us. We are respected in the market for our honesty and integrity which eases the settlement process. We can arrange urgent payments on account to ease cash flow pending finalisation of negotiations.
We will remove the problems associated with preparation and negotiation of the claim so that you can do what you are best at – running your club.
For more information contact:
The Route Organisation
2 Winmarleigh Street
Warrington
Cheshire WA1 1NB
Tel: 0870 112 6623
Fax: 0870 112 6624
E-Mail info@routeorg.co.uk
Preparing your claim
On all but the smallest of claims Insurers appoint loss adjusters or other specialists to protect their interests. The policyholder is often not represented though in the vast majority of cases it is essential to have a claims specialist acting for them.
We are experts in preparing detailed claims and providing all necessary supporting documentation within policy timescales. This involves the valuation of buildings, stock, contents, machinery or other assets and, in liaison with contractors and suppliers, identifying the full nature and extent of damage to each.
We undertake negotiation with all professionals including adjusters, surveyors, and other specialist consultants appointed by insurers and resolve any issues involving under insurance, breach of warranty, and policy endorsements. In managing clients’ consequential losses by the implementation of a business recovery programme we can help in loss mitigation and early reinstatement of standard turnover.